Canadians are choosing this "Term 100" plan for affordable, permanent life insurance protection
By Lin Ray on 2 Mar. 2026
If you’re like most Canadians, you probably have a few financial responsibilities you never want to leave behind to your family — final expenses, outstanding debts, ongoing household bills, or mortgage costs.
The problem is that many people assume “permanent” life insurance has to be complicated and expensive. But there’s a straightforward option that’s getting attention: Paramount Term 100 Life Insurance from Specialty Life Insurance.
What makes this Term 100 plan different?
- Coverage up to $500,000 with no medical exams required to qualify
- On-the-spot approval through a simple application and brief health questionnaire
- Guaranteed level premiums with no surprise increases later
- Coverage options available for Canadians with chronic and pre-existing conditions
- Optional add-ons, including a Cancer add-on and an Accidental Death add-on
To get started click on your age:
It takes less than a minute >>
This plan is designed for people who want lifetime protection with a simple process — and without the “investment” features that can drive up cost in other permanent policies. With Term 100, your coverage lasts for life (as long as premiums are paid), and your premiums stop at age 100 while coverage continues.
Here is how to get started:
1. Click on 'Go to Specialty Life Insurance'.
2. Apply for a personalized quote from a licensed advisor
3. Receive your policy by email and you are done!
Say yes to AFFORDABLE, INSTANT coverage.
Go To Specialty Life Insurance >
- Must answer "No" to one single health qualifying question: "Have you been diagnosed with a life expectancy of 24 months or less, or are you in the hospital or terminally ill?".
