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Canadians with serious health issues can get $50,000 in permanent life insurance coverage today

By Lin Ray on 8 Dec. 2025

If you’re living in Canada and managing a chronic health condition such as diabetes, cancer or heart disease, you probably know how difficult it can be to get financial protection.

Traditional life insurance providers require medical exams and often refuse  coverage for people with pre-existing conditions.  As a result, deserving  individuals are left feeling vulnerable and anxious about their family's financial future.

There’s good news: Specialty Life Insurance now offers Excelsior, a plan designed for people with serious health issues — a plan where your condition doesn’t automatically disqualify you from coverage.

Here’s how this plan stands out:

  • It provides guaranteed acceptance1 for Canadians ages 18-80
  • Offers up to $50,000 in coverage, bolstered with an additional $150,000 in complimentary accidental death coverage
  • Effortless, paperless application with instant approval
  • Gives comprehensive, lifetime coverage
  • Your rates are fixed and are guaranteed to stay level
  • The plan's payout is entirely tax-free 

Select your age:

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Whether you’ve battled cancer, are managing diabetes, or live with any chronic illness, this policy can help you gain peace of mind — knowing your loved ones are financially protected and will remember you for your legacy, not left dealing with unpaid bills or debt.

Here is how to get started:

Step 1: Click 'Go To Specialty Life Insurance'

Step 2: Check your rate and apply for coverage online

Step 3: Receive your policy by email and you are done!
Yes, I want AFFORDABLE, INSTANT coverage.
Go To Specialty Life Insurance >
  1. Must answer "No" to one single health qualifying question: "Have you been diagnosed with a life expectancy of 24 months or less, or are you in the hospital or terminally ill?".