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Canadians with serious health issues can get this life insurance policy in their hands today

By Lin Ray on 26 Feb. 2024

Did you know more than one in five Canadian adults live with one of the following chronic diseases?

  • Cancer
  • Diabetes
  • Cardiovascular disease
  • Chronic kidney disease

If you have existing health issues or previous medical history, there’s a product designed for you: a new life insurance plan where your health is no longer a barrier to coverage.

Offered by Specialty Life Insurance, Excelsior is an innovative life insurance plan that offers guaranteed acceptance for all residents of Canada, regardless of their medical history.

What makes this plan different?

  • Guaranteed acceptance - You cannot be denied coverage as long as you are between the ages of 18-80, a permanent Canadian resident and can answer "No" to: "Have you been diagnosed with a life expectancy of 2 years or less, or are you in the hospital or terminally ill?".
  • Hassle-free application: no waiting periods, just instant approval.
  • Lifetime coverage with premiums that are guaranteed to stay level. 
  • The plan’s benefit is entirely tax-free.
  • 10-day money back guarantee.

Finally, life insurance has evolved the way we wanted it!

To get started click your age:


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Whether you are a cancer survivor, have diabetes, or have a history of chronic illness, you can still get this life insurance policy in your hands today. And above all, forget those tedious medical exams because your acceptance is guaranteed.

With Excelsior Plan, there are no denials for health issues, no waiting for approvals, no agents knocking on your door.

Besides being affordable, Excelsior life insurance plan helps cover your final costs, medical  bills, outstanding debts, and you can even leave a legacy for your loved ones with a death benefit of up to $50,000, tax-free. In addition there is a complimentary accidental death benefit up to $150,000 at no extra cost.

Thanks to this plan, you can rest assured that your loved ones will be left with your legacy and memory, not a mountain of debt and bills.

Here is how to get started:

Step 1: Click “Go to Specialty Life”

Step 2: Apply for a personalized quote from a licensed advisor

Step 3: Get your policy by email and you are done!
Yes, I want AFFORDABLE, INSTANT coverage.
Go To Specialty Life >