Meet Eve, a 65-year-old Ontario resident who was diagnosed with heart disease five years ago. Concerned about her family's financial future, Eve sought life insurance coverage but faced multiple rejections due to her medical history. Upon discovering Excelsior, Guaranteed Life Insurance, Eve was pleasantly surprised by the straightforward application process. "I couldn't believe how easy it was," Eve recalls. "There were no medical exams or intrusive questions. I secured $25,000 in coverage within days, giving me and my family immense peace of mind."
For many Canadians, securing life insurance can be a daunting task, especially when health issues come into play. Traditional policies often involve rigorous medical examinations and lengthy approval processes, leaving those with pre-existing conditions feeling vulnerable and unprotected. However, a new solution has emerged that offers peace of mind without the usual hurdles: Excelsior, Guaranteed Life Insurance.
Why is Excelsior different from other life insurances?
Excelsior is a unique policy designed specifically for individuals who may have difficulty qualifying for traditional life insurance due to health concerns. This plan guarantees acceptance, even for those diagnosed with serious medical conditions such as:
- Diabetes
- Heart disease
- Cancer
- Kidney Disease & more
To be eligible, Excelsior only requires one condition: Answer "No" to the following question: "Have you been diagnosed with a life expectancy of 24 months or less, or are you currently hospitalized or terminally ill?"
It's that simple!
Key Features of Guaranteed Life Insurance:
- No Medical Exams or Health Questions: Your acceptance is guaranteed without any medical examinations.
- Lifelong Coverage: Once approved, your coverage remains active for life.
- Fixed Premiums: Enjoy the stability of premiums that never increase over time.
- Tax-Free Benefits & Coverage: Your beneficiaries receive a tax-free death benefit, with coverage amounts of up to $50,000.
- Guaranteed Acceptance: It provides guaranteed acceptance1 for Canadian residents ages 18-80.
