How Canadians with serious health issues leaving up to $50,000 to their families, tax-free.
By Lin Ray on 28 Apr. 2025
Many Canadians wish to provide financial support to their families to cover final expenses such as:
- Funeral costs
- Outstanding bills & debts
- Estate taxes
A tax-free life insurance benefit can be used by your family to cover such expenses; however, a misconception that you will be instantly denied coverage because of health issues or your medical history, stops many from applying.
Here’s the good news: Canadians wishing to provide financial support to their families, WILL NOT be denied life insurance due to health issues.
That’s because of a new life insurance product that’s become more and more popular in recent years: Specialty Life’s innovative Excelsior Plan.
What’s unique about this new plan?
- Guaranteed acceptance - You cannot be denied coverage as long as you are between the ages of 18-80, a permanent Canadian resident and can answer "No" to: "Have you been diagnosed with a life expectancy of 2 years or less, or are you in the hospital or terminally ill?".
- Hassle-free application: no waiting periods, just instant approval.
- Lifetime coverage with premiums that are guaranteed to stay level.
- The plan’s benefit is entirely tax-free.
- 10-day money back guarantee.
If you're looking for a way to provide financial support for your family once you're gone, the Excelsior Plan is definitely worth considering.
This affordable plan provides tax-free coverage up to $50,000 that is paid directly to your beneficiaries. The benefit can be used to cover funeral costs and expenses, medical bills or simply serve as a final gift to your loved ones. In addition up to $150,000 in accidental death coverage is included for no additional charge.
Get Your Free Quote >It takes less than a minute >>
Here is how to get started:
Step 1: Click “Specialty Life Insurance”
Step 2: Apply for a personalized quote from a licensed advisor.
Step 3: Get your policy by email and you are done!
Yes, I want AFFORDABLE, INSTANT coverage.
Go To Specialty Life >
