Canadians can now qualify for $50,000 Excelsior Plan to help cover funeral expenses and other final costs
By Lin Ray on 13 Jul. 2026
Due to inflation, rising costs for cemetery plots and end-of-life services, many Canadian families are facing higher funeral expenses than ever before. While the Canada Pension Plan death benefit provides up to $2,500, that amount is not enough to cover the full cost of a funeral and other final bills.
The Excelsior plan by Specialty Life can provide up to $50,000 in tax-free coverage to help your family pay for funeral expenses, medical bills, outstanding debts, and other final costs during a difficult time.
Why so many Canadians are choosing this plan:
It provides guaranteed acceptance1 for Canadians ages 18-80
Offers up to $50,000 in coverage, bolstered with an additional $150,000 in complimentary accidental death coverage
Effortless, paperless application with instant approval
Gives comprehensive, lifetime coverage
Your rates are fixed and are guaranteed to stay level
The plan's payout is entirely tax-free
It’s never been easier to leave your family debt-free.
Here is how to get started:
Step 1: Click “Go to Specialty Life”
Step 2: Check your rate and apply for coverage online.
Step 3: Get your policy by email and you are done!
